Recent Posts
- 加拿大央行利率已够低了吗?部分官员担忧再降息恐推高通胀 | AiF insight 08/15/2025
- 标普500周五收低但录得连续第二周上涨| AiF 财经日报 08/15/2025
- 加国生活成本排名:卑诗省、安省和阿尔伯塔省最贵,新不伦瑞克省最实惠 | AiF insight 08/15/2025
- OECD:2025年一季度成员国居民收入增长大幅放缓 | AiF insight 08/15/2025
NON-Registered accounts
What is Non-Registered Accounts
They are a general investment account where you can invest in a wide-rage of assets and are required to pay taxes annually on income generated by the account. Non-Registered Accounts is a good supplementary strategy when the registered account assets reach the limit.
Features of Non-Registered Accounts
1. Non-registered accounts are very flexible. There is no contribution and withdrawal limit. If your TFSA or RRSP reaches the upper limit, you can use a Non-Reg account, while you need to pay taxes annually on income.
2. Non-registered accounts can be used reasonably with other types of investment accounts.
3. If your assets are in Non-Registered Accounts, you do not need to transition to RRIF when reach 71 years old.
RELATED READING
加拿大央行利率已够低了吗?部分官员担忧再降息恐推高通胀 | AiF insight
加拿大央行近日公布的会议纪要显示,部分央行官员认为当前2.75%的政策利率可能已足够支撑经济应对美方关税冲击。考虑到货币政策具有滞后效应,他们担忧过度宽松可能在经济复苏时加剧通胀。
Read More加国生活成本排名:卑诗省、安省和阿尔伯塔省最贵,新不伦瑞克省最实惠 | AiF insight
加拿大统计局最新数据显示,2021年卑诗省、安省和阿尔伯塔省生活成本全国最高,而新不伦瑞克省和爱德华王子岛则最实惠。按购买力平价计算,卑诗省的住房成本是全国最贵。
Read More