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NON-Registered accounts
What is Non-Registered Accounts
They are a general investment account where you can invest in a wide-rage of assets and are required to pay taxes annually on income generated by the account. Non-Registered Accounts is a good supplementary strategy when the registered account assets reach the limit.
Features of Non-Registered Accounts
1. Non-registered accounts are very flexible. There is no contribution and withdrawal limit. If your TFSA or RRSP reaches the upper limit, you can use a Non-Reg account, while you need to pay taxes annually on income.
2. Non-registered accounts can be used reasonably with other types of investment accounts.
3. If your assets are in Non-Registered Accounts, you do not need to transition to RRIF when reach 71 years old.
RELATED READING
Anthropic CEO 末日警告:未来 1–5 年可能洗牌半数白领岗位 | AiF insight
Anthropic CEO Dario Amodei 警告称,AI 在未来1–5年可能取代50%的白领初级岗位,失业率或升至20%。他提出“递归AI引擎”和“AI舰队指挥官”概念,揭示人类需要转型才能在AI时代生存。
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