Recent Posts
- 加拿大就业市场停滞：每1个职位空缺对应3名失业者 | AiF insight 02/27/2026
- 加拿大消费者破产创16年新高：食品价格上涨加剧家庭财务压力 | AiF insight 02/26/2026
- 标普500周四收低，英伟达财报后回落压制市场 | AiF 财经日报 02/26/2026
- 博励治谈对美关系：加强对华合作不能取代美国，加拿大不应永久决裂 | AiF insight 02/26/2026
Locked-in Retirement Account
What is LIRA
LIRA (A locked-in retirement account) is a Canadian investment account designed to hold a locked-in pension fund for former plan members, former spouses, common-law partners, surviving spouses or partners.
Features of LIRA
1. The funds in the account can only be used after retirement, and the specific age listed in the pension regulations applies (may vary in each province).
2. LIRA cannot be withdrawn at any time, and cannot be deleted before retirement or a certain age in the applicable pension regulations.
3. Once the funds are transferred from the company pension plan to LIRA, investors cannot continue to contribute to LIRA.
RELATED READING
加拿大就业市场停滞：每1个职位空缺对应3名失业者 | AiF insight
加拿大就业市场放缓，12月失业率升至6.8%，全国每1个职位空缺对应3名失业者。职位空缺下降与技能错配问题并存，劳动力市场承压。
Read More
加拿大消费者破产创16年新高：食品价格上涨加剧家庭财务压力 | AiF insight
加拿大消费者破产数量在2025年创16年新高，平均无担保债务接近6.7万加元，食品价格上涨与生活成本增加成为家庭财务压力的重要因素。
Read More
博励治谈对美关系：加强对华合作不能取代美国，加拿大不应永久决裂 | AiF insight
博励治对美关系表态，强调加拿大繁荣与安全离不开美国，反对以对华战略伙伴关系取代加美合作，并提出能源与贸易政策主张。
Read More
