关于Ai Financial
了解我们
社会责任 >
作为一家深知“价值“的企业，我们关注社区和社会的发展和进步，携手共创更加包容且可持续发展的未来。通过赞助社区活动，资助慈善事业，坚持ESG投资，以努力使加拿大社会变得更加美好。
业务范围 >
我们的目光聚焦于美股市场，以能为客户带来持续稳定的收益为准则，同时控制风险。通过基金，贷款及投资账户管理，根据客户真实情况，提供以客户利益之上的投资方案。
怎么做？
Ai Financial通过加拿大正规基金、银行、保险公司平台, 为客户管理各种加拿大基金投资, 包括但不限于:
- 低息贷款投资（Investment Loan）
- 保本基金投资（Segregated Funds）
- 账户管理（包含并不仅限TFSA，RRSP，RESP，Non-Reg等）
- 税务规划以及合法避税（Tax Planning）
通过复利与杠杆，我们为客户实现提早退休，财富自由，发挥金融工具的威力，为加拿大居民创造财富人生。
做什么？
在Ai Financial投资体系中, 选择投资拥有正确三观，即是能为社会做出奉献，承担社会责任的企业，因为只有这样的企业才能创造真正的社会价值; 只有创造了社会价值, 才能帮助客户真正的盈利。
基于这样的理念，Ai Financial做到了过去十年所有顾客盈利， 且保持年平均复利回报18.8%。
我们通过找到龙头板块的龙头企业进行投资， 以达到持续、稳定的长期收益。
如何与AIF一起投资
Step 1. 方案定制
AIF针对客户情况和需求，制定投资方案。
您可以以低于100加币的价格开始尝试定投，或使用TFSA，RRSP等账户进行基金投资。
如果您希望以更多的自有资金进行投资，保本基金是明智的长期投资，他们投资于许多公司，风险被分散，并且你可以接触到更广泛的资产配置。
或者，你希望能以更大的原始金额进行投资，但没有足够的闲置资金，我们推荐你可以使用杠杆：投资贷款。
它具备多种优势，包括帮助您减税和每月不用还本金。
我们建议您与金融专业人士进行一对一详谈，根据每个人的真实情况，才能制定出适合您目标的财务计划和投资组合。
Step 2. 基金选择
AIF投资团队为您选择基金
AIF遵循价值投资原则，选择龙头板块的龙头企业，最大程度从根本上规避可能存在的投资风险。
我们选择保本基金产品，2023主要投资方向包括：高科技，医疗，可持续性，ESG等。
基金的选择和配比会根据每个人不同的实际情况和财务目标进行调整，以更好地为您创造财富。
所有基金皆为公募基金，您可以在网络上查阅到该基金的历史表现。
Step 3. 如何申请
在得到您的确认之后，AIF会为您完成所有的基金购买或贷款申请流程。
这个过程中通常会需要您查看邮件，对文件进行签字授权，或提供贷款所需材料。
您的账户将会设立在保险公司，基金公司，或银行体系中，AIF只拥有管理权限，无法直接对资金进行操作。在您的投资旅程中，如AIF有任何调整基金的操作建议，都需通过您的授权才可以完成。
Step 4. 市场追踪
AIF研究院持续追踪分析市场，及时做出调整与反应。如需调整基金配比，会与客户进行邮件通知及确认。
How to Invest with AiF
Customized Solution
AIF formulates investment plans based on customer situations and needs.
You can start trying dollar-cost averaging at a price lower than 100 Canadian dollars, or invest in funds using accounts such as TFSA, RRSP, etc.
If you wish to invest with more of your own funds, segregated funds are a wise choice for long-term investments. They invest in multiple companies, diversify risks, and allow you to access a broader asset allocation.
Alternatively, if you desire to invest with a larger initial amount but lack sufficient idle funds, we recommend leveraging: investment loan.
It offers various advantages, including tax reduction and no monthly principal repayment.
We advise you to have a one-on-one discussion with financial professionals to tailor a financial plan and investment portfolio that aligns with your specific circumstances and goals.
Fund Selection
The AIF investment team selects funds for you.
AIF adheres to value investment principles and selects leading companies in leading sectors to fundamentally mitigate potential investment risks.
We choose capital preservation fund products, and the main investment directions for 2023 include high technology, healthcare, sustainability, ESG, and more.
The selection and allocation of funds will be adjusted based on individual circumstances and financial goals to better create wealth for you.
All funds are open-end funds, and you can find their historical performance information online.
How To Apply
Upon receiving your confirmation, AIF will complete all fund purchases or loan application processes on your behalf.
During this process, you may need to check emails, sign authorization documents, or provide materials required for the loan.
Your account will be established with an insurance company, fund company, or banking system, AIF only has management authority and cannot directly operate the funds. Any adjustments or operational recommendations regarding the funds by AIF during your investment journey will require your authorization to proceed.
Market Tracking
AIF Research Institute continuously tracks and analyzes the market, making timely adjustments and responses. If there is a need to adjust fund allocations, clients will be notified and confirmed via email.
如何与AIF一起投资
方案定制
AIF针对客户情况和需求，制定投资方案。
您可以以低于100加币的价格开始尝试定投，或使用TFSA，RRSP等账户进行基金投资。
如果您希望以更多的自有资金进行投资，保本基金是明智的长期投资，他们投资于许多公司，风险被分散，并且你可以接触到更广泛的资产配置。
或者，你希望能以更大的原始金额进行投资，但没有足够的闲置资金，我们推荐你可以使用杠杆：投资贷款。
它具备多种优势，包括帮助您减税和每月不用还本金。
我们建议您与金融专业人士进行一对一详谈，根据每个人的真实情况，才能制定出适合您目标的财务计划和投资组合。
基金选择
AIF投资团队为您选择基金
AIF遵循价值投资原则，选择龙头板块的龙头企业，最大程度从根本上规避可能存在的投资风险。
我们选择保本基金产品，2023主要投资方向包括：高科技，医疗，可持续性，ESG等。
基金的选择和配比会根据每个人不同的实际情况和财务目标进行调整，以更好地为您创造财富。
所有基金皆为公募基金，您可以在网络上查阅到该基金的历史表现。
如何申请
在得到您的确认之后，AIF会为您完成所有的基金购买或贷款申请流程。
这个过程中通常会需要您查看邮件，对文件进行签字授权，或提供贷款所需材料。
您的账户将会设立在保险公司，基金公司，或银行体系中，AIF只拥有管理权限，无法直接对资金进行操作。在您的投资旅程中，如AIF有任何调整基金的操作建议，都需通过您的授权才可以完成。
市场追踪
AIF研究院持续追踪分析市场，及时做出调整与反应。如需调整基金配比，会与客户进行邮件通知及确认。
How to Invest with AIF
Customized Solution
AIF formulates investment plans based on customer situations and needs.
You can start trying dollar-cost averaging at a price lower than 100 Canadian dollars, or invest in funds using accounts such as TFSA, RRSP, etc.
If you wish to invest with more of your own funds, segregated funds are a wise choice for long-term investments. They invest in multiple companies, diversify risks, and allow you to access a broader asset allocation.
Alternatively, if you desire to invest with a larger initial amount but lack sufficient idle funds, we recommend leveraging: investment loan.
It offers various advantages, including tax reduction and no monthly principal repayment.
We advise you to have a one-on-one discussion with financial professionals to tailor a financial plan and investment portfolio that aligns with your specific circumstances and goals.
Fund Selection
The AIF investment team selects funds for you.
AIF adheres to value investment principles and selects leading companies in leading sectors to fundamentally mitigate potential investment risks.
We choose capital preservation fund products, and the main investment directions for 2023 include high technology, healthcare, sustainability, ESG, and more.
The selection and allocation of funds will be adjusted based on individual circumstances and financial goals to better create wealth for you.
All funds are open-end funds, and you can find their historical performance information online.
How To Apply
Upon receiving your confirmation, AIF will complete all fund purchases or loan application processes on your behalf.
During this process, you may need to check emails, sign authorization documents, or provide materials required for the loan.
Your account will be established with an insurance company, fund company, or banking system, AIF only has management authority and cannot directly operate the funds. Any adjustments or operational recommendations regarding the funds by AIF during your investment journey will require your authorization to proceed.
Market Tracking
AIF Research Institute continuously tracks and analyzes the market, making timely adjustments and responses. If there is a need to adjust fund allocations, clients will be notified and confirmed via email.
FAQ
Most frequent questions and answers
Ai Financial不从客户方收费，我们的收入来自基金公司佣金。我们与客户是利益共同体，只有客户赚钱我们才能赚钱。
Ai Financial方面不收费，您转出的费用需要咨询您原来的金融公司。
P+0.75%，截止至2023年10月是7.95%。
加拿大税务居民，信用分数在680分以上，有2年左右的报税收入，最好有一定的资产。
所有费用都包含在基金管理费中，没有任何隐藏费用。Ai Financial不收取客户任何费用。
20年的TERM，到期可以续借，不需要还本。