Sophie Pan
“要想获得成功，必须要有充足的自由时间。”
- UBC Sauder商学院
- 拥有超过10年的保险投资经纪执照
- 专注于保本基金投资、保险和财务规划
- 中美国加三国企业家
- 致力于改善加拿大退休制度
- (778) 688-0092
- mengp.aif@gmail.com
- Chinese(Mandarin), English
Sophie Pan
“To be successful, you have to have plenty of free time.”
- UBC Sauder School of Business
- Licensed Insurance Broker over 10 years
- Specializes in Segregated Funds Investment, Insurance, and Financial Planning
- Entrepreneur in China, the US, and Canada
- Pioneer in working to improve Canada’s retirement system
- (778) 688-0092
- mengp.aif@gmail.com
- Chinese(Mandarin), English
与Ai Financial一起投资
INVEST with Ai Financial
做什么？
在Ai Financial金融体系中, 选择投资拥有正确三观，即是能为社会做出奉献，承担社会责任的企业，因为只有这样的企业才能创造真正的社会价值; 只有创造了社会价值, 才能帮助客户真正的盈利。
基于这样的理念，Ai Financial 做到了过去十年平均复利回报21.6%。
我们通过找到龙头板块的龙头企业进行投资， 以达到持续、稳定的长期收益。
怎么做？
Ai Financial 通过加拿大正规基金、银行、保险公司平台, 为客户管理各种加拿大基金投资, 包括但不限于:
- 低息贷款投资（Investment Loan）
- 保本基金投资（Segregated Funds）
- 账户管理（包含并不仅限TFSA，RRSP，RESP，Non-Reg等）
- 税务规划以及合法避税（Tax Planning）
通过复利与杠杆，我们为客户实现提早退休，财富自由，发挥金融工具的威力，为加拿大居民创造财富人生。
What we do
In the Ai Financial system, selecting investments with the right values means choosing companies that contribute to society and assume social responsibilities. Only such companies can create true social value; and only by creating social value can they help clients achieve real profitability.
Based on this philosophy, Ai Financial has achieved an average compound annual return of 21.6% over the past decade.
We invest in leading companies within key sectors to achieve sustainable and stable long-term returns.
How to do
Ai Financial, through regulated platforms in Canada such as mutual funds, banks, and insurance companies, manages various Canadian fund investments for clients, including but not limited to：
- Investment Loan
- Segregated Funds
- TFSA, RRSP, RESP, Non-Reg, etc.
- Tax Planning
Through compounding and leverage, we help clients achieve early retirement, financial freedom, and harness the power of financial instruments to create a wealthier life for Canadian residents.
如何与AiF一起投资
方案定制
AiF针对客户情况和需求，制定投资方案。
您可以以低于100加币的价格开始尝试定投，或使用TFSA，RRSP等账户进行基金投资。
如果您希望以更多的自有资金进行投资，保本基金是明智的长期投资，他们投资于许多公司，风险被分散，并且你可以接触到更广泛的资产配置。
或者，你希望能以更大的原始金额进行投资，但没有足够的闲置资金，我们推荐你可以使用杠杆：投资贷款。
它具备多种优势，包括帮助您减税和每月不用还本金。
我们建议您与金融专业人士进行一对一详谈，根据每个人的真实情况，才能制定出适合您目标的财务计划和投资组合。
基金选择
AiF投资团队为您选择基金
AiF遵循价值投资原则，选择龙头板块的龙头企业，最大程度从根本上规避可能存在的投资风险。
我们选择保本基金产品，2023主要投资方向包括：高科技，医疗，可持续性，ESG等。
基金的选择和配比会根据每个人不同的实际情况和财务目标进行调整，以更好地为您创造财富。
所有基金皆为公募基金，您可以在网络上查阅到该基金的历史表现。
如何申请
在得到您的确认之后，AiF会为您完成所有的基金购买或贷款申请流程。
这个过程中通常会需要您查看邮件，对文件进行签字授权，或提供贷款所需材料。
您的账户将会设立在保险公司，基金公司，或银行体系中，AiF只拥有管理权限，无法直接对资金进行操作。在您的投资旅程中，如AiF有任何调整基金的操作建议，都需通过您的授权才可以完成。
市场追踪
AiF研究院持续追踪分析市场，及时做出调整与反应。如需调整基金配比，会与客户进行邮件通知及确认。
How to Invest with AiF
Customized Solution
AiF formulates investment plans based on customer situations and needs.
You can start trying dollar-cost averaging at a price lower than 100 Canadian dollars, or invest in funds using accounts such as TFSA, RRSP, etc.
If you wish to invest with more of your own funds, segregated funds are a wise choice for long-term investments. They invest in multiple companies, diversify risks, and allow you to access a broader asset allocation.
Alternatively, if you desire to invest with a larger initial amount but lack sufficient idle funds, we recommend leveraging: investment loan.
It offers various advantages, including tax reduction and no monthly principal repayment.
We advise you to have a one-on-one discussion with financial professionals to tailor a financial plan and investment portfolio that aligns with your specific circumstances and goals.
Fund Selection
The AiF investment team selects funds for you.
AiF adheres to value investment principles and selects leading companies in leading sectors to fundamentally mitigate potential investment risks.
We choose capital preservation fund products, and the main investment directions for 2023 include high technology, healthcare, sustainability, ESG, and more.
The selection and allocation of funds will be adjusted based on individual circumstances and financial goals to better create wealth for you.
All funds are open-end funds, and you can find their historical performance information online.
How To Apply
Upon receiving your confirmation, AiF will complete all fund purchases or loan application processes on your behalf.
During this process, you may need to check emails, sign authorization documents, or provide materials required for the loan.
Your account will be established with an insurance company, fund company, or banking system, AiF only has management authority and cannot directly operate the funds. Any adjustments or operational recommendations regarding the funds by AiF during your investment journey will require your authorization to proceed.
Market Tracking
AiF Research Institute continuously tracks and analyzes the market, making timely adjustments and responses. If there is a need to adjust fund allocations, clients will be notified and confirmed via email.