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- 科技股反弹，股市在感恩节前录得第四日上涨 | AiF 财经日报 11/26/2025
- 安省房贷负担彻底失控！多伦多月供吞噬 110% 税后收入 | AiF insight 11/20/2025
- FSB 警告：私人信贷风险上升成新威胁，全球金融体系脆弱性演变 | AiF insight 11/20/2025
- 5% 回调，不必恐慌：市场正在进行一次“健康深呼吸” | AiF insight 11/20/2025
Locked-in Retirement Account
What is LIRA
LIRA (A locked-in retirement account) is a Canadian investment account designed to hold a locked-in pension fund for former plan members, former spouses, common-law partners, surviving spouses or partners.
Features of LIRA
1. The funds in the account can only be used after retirement, and the specific age listed in the pension regulations applies (may vary in each province).
2. LIRA cannot be withdrawn at any time, and cannot be deleted before retirement or a certain age in the applicable pension regulations.
3. Once the funds are transferred from the company pension plan to LIRA, investors cannot continue to contribute to LIRA.
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